Medigap policies – or Medicare Supplement Insurance – are private insurance that covers only the policyholder. Spouses must purchase their own separate Medigap policy. They are sold by private health insurance companies to supplement Original Medicare in the “gaps”, like deductibles, coinsurance and copayments.

Medicare Part D, also called the Medicare prescription drug benefit, is an optional program to help Medicare beneficiaries pay for self-administered prescription drugs through prescription drug insurance premiums. The cost of almost all professionally administered prescriptions is covered under optional Medicare Part B.

Life insurance is an agreement between you and an insurance provider that, in exchange for your monthly payments, the insurer will pay a sum of money to your loved ones when you pass. It may also help cover final expenses and pay estate taxes when the unexpected happens. Life insurance ensures your family will be financially secure after you’re gone.

Final Expense Insurance is a type of whole life insurance designed to cover medical bills and funeral expenses when you pass. A Final Expense policy – also known as burial or funeral insurance – can help protect your family’s legacy after you pass to ensure they can handle the event financially.

People often overlook oral and eye health when they’re thinking about health insurance. That’s probably not a good idea: After all, people need their mouths to eat, drink, and talk. And they rely on their eyes for almost everything else they do. That’s where Dental and Vision Insurance comes in: supporting your oral and eye health and your wallet.